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Referral partner · no fee

Bring us the deal. We close it, board it and support it.

Make the introduction. Our team runs the demo, signs the merchant, boards them and supports them. You earn a share of the processing residual and a share of software revenue, every month, for the life of the account.

No fee, no minimumsShare of processing residualShare of software revenueLife of the account
Referral trackerStatement posted
Intro
Sent Tuesday
Demo
Booked Thursday
Live
Boarded and supported
IN
Intro receivedDental office, Miami — owner's number sent Tuesday
Demo Thu
OK
Signed and boardedNail bar, Aventura — Pro, card on file, dual pricing
Live
RS
Statement postedEvery referred account, its plan and your two lines
Paid
UP
Graduation offeredYour book is worth branding — the white-label offer is in your inbox
Offer
Illustrative.
Why two lines

Paid on the software and on the processing

A payments company pays a referral partner on processing only. We pay on the software too, because the merchant is buying both from us.

A share of the processing residualEvery merchant you refer holds its own merchant account with our processing partner. You earn a share of the residual on their card volume, every month they process.
A share of software revenuePro is $299 a month, or $249 billed annually; Enterprise is priced per account. You earn a share of whatever the merchant pays for the software, for as long as they stay.
  • Life of the account, paid monthly with a statement
  • No cap on how many businesses you refer
  • Upside when a merchant adds locations, upgrades or grows volume
  • Nothing to buy, nothing to support, no paperwork after the intro
How it works

From intro to income in three steps

1
Refer a businessSend us a name and a number: a salon, a school, a contractor, a congregation, a restaurant. Any business that takes cards.
2
We close and onboardWe run the demo, compare their statement, sign them, migrate their data and support them. We tell them you sent us.
3
You collectA monthly statement shows each account, its plan and your two lines. Paid monthly, for the life of the account.
Who refers

People who already have the trust

The best referrals come from people a business owner already listens to about money and operations.

Accountants and bookkeepersYou see the processing statement every month. You know who is overpaying and who still invoices by hand.
Web designers and agenciesEvery site you build needs booking, forms and payments behind it. Refer the platform instead of stitching six tools together.
Virtual assistant companiesYour assistants live inside your clients' inboxes and calendars. Put them on one platform and earn on it.
Community connectorsSchool boards, parents, chamber members. You know the owner, the principal and the treasurer by first name.
Part-time payments agentsYou sell rates on the side and lose merchants to Square. Lead with software and keep them.
Someone else?Tell us who you know. If they take cards, there is a deal.
After the intro

What we do once you hand it over

  • Call the owner and book a short demo
  • Compare their current statement line by line and show the math
  • Recommend a plan: Basic is $99/mo, credited back on the processing statement while they process with us, so most say yes
  • Complete the merchant application with our sponsor-bank processing partner, which underwrites the account
  • Migrate contacts, cards on file and calendars; run the old system in parallel until it is safe to switch
  • Support the merchant by phone, chat and text, and tell you how they are doing
Your monthly statementIllustrative
AccountEach referred business, by namePlanBasic, Pro or EnterpriseProcessing lineYour share of the residualSoftware lineYour share of software revenuePaidMonthly, for the life of the account
Your schedule comes with the referral agreement.
When your book is worth branding, graduate to white-label.
Your own brand on a dedicated environment; we run the software company behind it. Your referred accounts stay on your statement. White-label for payment companies →

Know a business that needs it built around how they run? Refer them for a custom workflow build, from $1,999 one-time.

Apply

Become a referral partner

Tell us who you work with. We reply within one business day with the referral agreement and your schedule.

We reply within one business day.
FAQ

Referral questions

How is this different from the white-label program?
Referral partners bring the deal and nothing else. We demo, sign, onboard and support under the Merch FinTech name, and you earn a share of the processing residual and of software revenue. White-label partners put their own brand on a dedicated environment and we run the software company behind it. Most referral partners start here and graduate when their book is worth branding.
What do I earn?
Two lines on every account you refer: a share of the processing residual and a share of the software revenue, for as long as the merchant stays. The schedule comes with the referral agreement. A payments-only program pays one of those lines; we pay both because the merchant buys both from us.
Do I have to do the demo or the paperwork?
No. You send the name and number. Our team runs the demo, handles the merchant application and underwriting with our processing partner, migrates data and supports the merchant. You stay in the relationship if you want to; you do not have to.
How and when do I get paid?
Monthly, with a statement that lists every referred account, its plan and your two lines.
Is there a cap, a fee or a minimum?
None of the three. Refer one business or a hundred, in any of our 150 ready-made editions. When your book is worth branding, we offer the white-label program and your referred accounts stay on your statement.

Turn intros into income

Send us your first deal and see what software plus processing pays together.

305-954-7362 · [email protected]