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Industry editions · Home services & trades

Software that already knows how a trade business runs

Every edition here is the platform pre-configured for one trade, from the estimate form to the maintenance plan. Payments are built in: Basic is $99/mo, credited back on your monthly processing statement while you process with us, so the software is on us. The AI builds whatever your shop does differently.

Get a free quote See how zero-cost processing works

18 editionsEstimates → deposits → finalFlat-fee ACHBasic credited back with processing

Home services edition · Today at a glanceAll systems live

$62K

Quoted this month

$38K

Collected

Maintenance members

Estimates5 sent today, 2 signed with a deposit

E-sign

Crews on the road4 crews out, 11 stops paid by text link

Paid

Open quotes$19K unsigned, follow-up texts go Friday

ACH$8,600 remodel draw paid by bank transfer, one flat fee

Settled

Illustrative.

Editions in this category

Eighteen trades, one platform

Pick yours. Each edition opens with the workflows that trade actually uses. Where marked, a full page shows the workflows, the payments and the FAQ.

Appliance Repair ShopService calls booked by text or phone with the model number captured up front. Diagnostic fee collected at booking, parts approved by e-sign, balance paid at the door by text link. Repeat customers keep a card on file for the next breakdown.

Construction CompanyBids with options and e-sign, a deposit at signing, draws at each milestone and retainage tracked on the job. Large draws move by ACH for a flat per-item fee instead of a percentage. Change orders are signed and paid from the same thread.

ElectricianPanel upgrades and EV chargers get a quoted, signed estimate with a deposit. The $180 service call pays by text before the truck leaves. Unsigned quotes are chased for weeks without the office lifting a finger.Full edition → HVACReplacements run on long nurture: quote, financing option through a referral partner, deposit, install, final. Maintenance memberships bill the card on file and schedule the spring and fall visits. Commercial invoices go by ACH.Full edition → HousekeeperWeekly or biweekly cleans on a schedule, the card on file charged after each visit. A text the night before, a review request after. Skipped weeks and one-off deep cleans adjust the invoice on their own.Full edition →

LandscapingMowing routes billed monthly to the card on file. Hardscape and irrigation jobs quoted with photos, signed and deposited. Seasonal upsells such as cleanup, mulch and lighting go to the whole route by text in one send.

Pest ControlQuarterly service agreements that renew and bill themselves, initial treatments with a deposit, and a route by day and tech. Failed cards are retried and texted before the next visit. Termite jobs run through estimate and e-sign.

PlumberThe 2am call is answered by the AI receptionist and booked into the first slot. Water heaters and repipes are quoted with options and signed on the phone. The drain call pays by text at the door.Full edition →

Pressure WashingInstant quotes from square footage on the website, booked and deposited online. Routes by neighborhood, before-and-after photos on the invoice, and an annual reminder that rebooks last year's customers.

RoofingInspection booked, estimate signed, deposit collected, materials ordered. Insurance jobs carry the claim number and the supplement. The homeowner's share is paid by ACH for a flat per-item fee or financed through a referral partner.Full edition → SolarThe longest sale in the trades. Proposal, nurture over months, e-sign, deposit, then permit and install milestones billed from the signed scope. Financing through referral partners; large balances by ACH.Full edition → Cleaning servicesCommercial and residential on one schedule. Residential bills the card on file after each clean. Commercial accounts get monthly invoices with net terms, paid by ACH. Crews check in and out on the app.Full edition → Field servicesThe parent edition for HVAC, plumbing, electrical, roofing and solar: estimate, e-sign, deposit, progress billing, text-to-pay on site and maintenance memberships. Start here if your trade is not listed.Full edition →

Moving companiesQuotes from an inventory form or a video walkthrough, a deposit to hold the date, the balance collected on delivery by text link. Long-distance and corporate moves settle by ACH. Storage-in-transit bills monthly to the card on file.

Junk removalPhoto quote by text, a two-hour window, payment on the spot by tap-to-phone or text link. Property managers and realtors get a house account with monthly invoicing. Reviews requested an hour after the truck leaves.

Pool serviceWeekly route billed monthly to the card on file, chemical and repair charges added to the next invoice, a photo text when the tech leaves. Pumps, heaters and salt cells get a quote and a deposit.

Garage door companiesSame-day repair calls booked by the AI receptionist and paid at the door. New-door sales get a signed estimate with a deposit, an install date, and a balance by card, ACH or referral financing.

PaintersEstimates with scope photos, color selections and e-sign. A deposit before the crew starts, progress draws on multi-week jobs, final at the walkthrough. Exterior repaint reminders go out years later, automatically.

Shared across the category

What every edition here shares

Four things a trade business does every day, already wired.

Estimate → e-sign → depositThe quote goes out with photos and options. The customer signs on their phone and pays the deposit in the same screen. Nothing starts unfunded.

Text-to-pay before the truck leavesThe tech sends a link from the mobile app and the customer pays on their own phone. Tap-to-phone and Bluetooth readers for cards in hand.

Memberships and routes that bill themselvesMaintenance plans, weekly routes and quarterly agreements charge the card on file, retry failures and text for a new card before the next visit.

Quotes chased for weeksTell the AI: "If a quote over $3,000 isn't signed within three days, text them. Day 10, call me." It builds the follow-up and asks before switching it on.

Payments built for home services & trades

Big tickets, small jobs, one fee line

Every business here holds its merchant account in its own name with our sponsor-bank processing partner; we are the referring agent. Your stored cards and customer records move with you as tokens and exports if you ever leave.

Interchange-plus with one small, disclosed margin, and you save on card fees versus flat-rate pricing: send a statement and we show the math. Or a compliant dual-pricing program that posts a cash price and a card price up front.* For the large draw, ACH at a flat per-item fee instead of a percentage beats both.

Text-to-pay, tap-to-phone and Bluetooth readers for every truck (hardware)
Deposits, draws and finals billed from the signed estimate
ACH at a flat per-item fee; you decide whether the payer covers it (ACH). Returned payments pass the processor's return fee through at cost, with two automatic retries
Card on file for memberships, routes and installment schedules, with smart retries
Level 2/3 data for property managers and general contractors paying on corporate cards; consumer financing through referral partners, no lending by us

Everything we accept, A to Z →

Payroll for your staff runs on the same login — see payroll.

*Where a surcharge is used instead of dual pricing, it is capped at the lesser of 3% or your actual cost of acceptance (2% in Colorado and Oklahoma), and debit cards are never surcharged. Dual-pricing and cash-discount programs are subject to card-brand rules and state law and are not available everywhere.

Statement comparison · what we show you

Your effective rate todayRead off your statementYour mix of card and ACHJob by job, not an averageInterchange-plus with usOne disclosed margin, line by lineDraws and finals by ACHFlat per-item fee, not a percentageYour numbersFrom your own statement

Send a statement and we run your real mix of card and ACH.

Plans for the trades

Which plan fits

Trades with a crew run Pro ($299/mo, or $249/mo billed annually): quote nurture, memberships, the AI receptionist and unlimited users for techs and office staff. A one-truck shop starts on Basic ($99/mo, credited back on your processing statement while you process with Merch FinTech) with estimates, invoicing, texting and the mobile app. Pro is credited back at higher processing volumes. See pricing.

Don't see your business? We build new editions regularly. Tell us what you run and we'll configure it from the closest trade. Need it built around how you run? Custom builds from $1,999.

FAQ

Trade questions

Which edition do I pick if I do two trades?

Start with the one that bills the most. Every edition is a configuration of the same platform. A plumber who also does HVAC adds the maintenance membership from the HVAC edition in a few clicks, or asks the AI to build it.

Is every edition here a full page?

No. Editions marked Full edition have their own page with workflows, payments and FAQ. The rest are pre-configured on the same platform: the account opens with that trade's forms, pipelines and automations, and we tune the rest at onboarding.

How do deposits and progress billing work?

The signed estimate carries the schedule: a deposit at signing, draws at milestones, the balance at final. Each milestone sends its own invoice with a pay link by card or ACH, and the job shows what's collected and what's owed.

Why ACH for the big invoices?

ACH is a flat per-item fee instead of a percentage, and the business decides whether the payer covers it. On a large draw that swaps a percentage of the ticket for one fixed fee. Customers who prefer a card can still use one, at the card price under a compliant dual-pricing program. Returned payments pass the processor's return fee through at cost, with two automatic retries.

Quote it, sign it, fund it

Pick your trade and we'll show the fee line next to the software you'd stop paying for.

Get a free quote Send a statement for a free comparison

305-954-7362 · [email protected]