Partner Program · payment companies and software companies
You have the merchants. We're your software company.
Put your brand on a complete business platform — payments, CRM, booking, invoicing, marketing and an AI assistant. We load the editions, board your merchants in cohorts, run the branded help center and desk, train your reps and ship the updates. Revenue is split.
Your brand, your domain150 ready-made editionsKeep your processor or run on our railsHelp center and desk included
Cohort
Boarding this week
Tier two
Escalations with our desk
Posted
Monthly statement
OB
Cohort invitedEditions loaded, data imported, logins sent under your brand
In progressT1
Tier-one ticket, your rep“How do I add a second calendar?” Answered from the help center
ClosedT2
Tier-two escalation, our deskRetry misfired on one contract; fixed and documented
ResolvedUP
Update shippedNew feature, with the SOP and the video
ReleaseIllustrative.
Who it's for
Built for companies that already have a book
Merchants leave a processor over a rate sheet. They rarely leave the software that runs their business.
ISOsA portfolio that leaks to Square and Toast. Give your reps software to lead with.
Independent agentsPut your name on the software and sell what no rate sheet can match.
Small processorsAdd a software line without a product team. Your processing stays where it is.
Software companiesYour customers' money moves outside your tool. Add the suite and share in the processing margin. ISV program →
Not ready for your own brand? Start as a referral partner; graduate when your book is worth branding.
Three ways to partner
Refer it, brand it, or build it
Referral partnerBring the deal; we demo, sign, onboard and support. You earn a share of the processing residual and of software revenue for the life of the account.No feeReferral partners →White-label partnerYour brand on a dedicated environment, all 150 ready-made editions loaded with your price book. We board in cohorts, run the help center and desk, train your reps and ship updates. Keep your processor or run on our rails.The main offerWhite-label for payment companies →Custom builds for your merchantsWorkflows and automation built around how a merchant runs, from $1,999 one-time. You resell it under your brand; we build it.From $1,999Custom builds →
What you get
A software company, already running
A dedicated environment on your domainYour logo, login, email sender and help center. Hosted and updated by us; the technology underneath is never named.
150 ready-made editions with your price bookFull editions for the industries we know best, configured editions for dozens more, starting templates for the rest — each loaded with payments, calendars, pipelines and automations.
Cohort onboardingInvitations under your brand, edition loaded, data imported, a live group session, extra attention for the first month.
A branded help centerA written procedure and a recorded walkthrough for every feature, under your name, kept current.
A support deskOur desk on chat and email during business hours (Eastern), with same-business-day callbacks. Your reps keep tier one if you prefer, or hand it all to us. Extended hours are an add-on.
Rep training and sales kitDemo accounts, a software-first pitch, a deck per vertical and demo videos.
Updates, shippedNew features land documented and recorded, under your name.
Custom builds to resellYou sell the build under your brand; we deliver it. From $1,999 one-time. Also to resell: Payroll, through our payroll partner, under your brand.
How it's split
Three lines, one statement
The structure is published here. The numbers are in the partner agreement, once we have seen your book.
Software revenue is splitYour merchants pay your price book. Software revenue is divided between you and Merch FinTech on every live account, every month.
Onboarding is priced per merchantA one-time charge per merchant covers the edition load, the data import and the first month of extra attention.
The platform fee steps downA monthly fee covers the environment, hosting, help center and desk. It steps down as your merchant count grows.
Processing. Partners who sell processing are registered with our processing partner and paid under its schedule; Merch FinTech supplies the software, boarding, help center and support, and earns an override. Already have a processor? Keep it — we run the software and connect to your gateway. Keep your processor →
Get your numbers
Tell us about your book
We reply within one business day with your schedule, the per-merchant onboarding price and the platform fee at your size.
The rollout
How a 1,000-merchant book moves
We move a book in cohorts of 50 to 100, paced by your reps, and every cohort follows the same script.
Week 1Environment on your domain, price book set, editions mapped to your portfolio. Demo environment in three business days.
Weeks 2–4Pilot cohort, your most engaged reps' merchants first. First merchant live in one to two weeks, subject to underwriting and carrier text-messaging registration.
Each cohortInvitations under your brand, edition loaded, data imported, one live group session, a named desk contact for thirty days.
Steady stateA new cohort every one to two weeks until the book has moved. Your reps hold tier one from the branded help center; our desk takes tier two.
Every monthOne statement per merchant: a software line, an onboarding line and, on our rails, a processing line.
C1
Pilot cohortLive; your reps handling tier one
LiveC2
Cohort two · salons and spasImported, group session held
LiveC3
Cohort three · restaurantsInvitations sent; editions loaded
BoardingC4
Cohort four · contractorsScheduled with your regional reps
QueuedST
Monthly statementPer merchant: software, onboarding, processing
PostedIllustrative.
Ownership and exit
Yours to keep, in writing
- You own your branded environment; we administer it for you.
- If we part ways you keep the environment, your merchants and your share on the merchants you boarded, and we won't solicit them.
- Each merchant account is in the merchant's own name with the processing partner. Stored cards and records move as tokens and exports if a merchant leaves.
- Wind-down terms are in the partner agreement, next to the software split, the onboarding price and the fee schedule.
- Nobody names the technology. Partner marketing never names the engine underneath or the processors behind the rails, and neither does ours.
How it starts
From a call to your first cohort
1
Partner callTell us about your book, your processor and your reps. We come back with the agreement and your numbers.2
Demo environmentYour domain and brand on a working environment in three business days, before anyone signs.3
Pilot, then cohortsFirst merchant live in one to two weeks, subject to underwriting and carrier text-messaging registration. Then cohorts of 50 to 100.FAQ
Partner questions
Do I need to be a registered ISO to join?
No. Referral partners and partners who keep their own processor need no registration. Partners who sell processing on our rails are registered with our processing partner and paid under its schedule; we supply the software, boarding, help center and support, and earn an override.
Who owns the merchants and the environment?
You own your branded environment and your merchant relationships; we administer the environment for you. If we part ways you keep the environment, your merchants and your share on the merchants you boarded, and we won't solicit them.
How is the revenue split?
Software revenue is split between you and Merch FinTech, onboarding is priced per merchant, and the platform fee steps down as your merchant count grows. On our rails you are paid under our processing partner's schedule. The numbers are in the partner agreement, sent once we have seen your book.
How fast can we launch?
Demo environment in three business days. First merchant live in one to two weeks, subject to underwriting and carrier text-messaging registration. After the pilot, the book moves in cohorts of 50 to 100.
Who supports my merchants?
Your merchants get a branded help center and our desk on chat and email during business hours (Eastern), with same-business-day callbacks. Your reps keep tier one if you prefer, or hand it all to us. Extended hours are an add-on.
Book a partner call
Bring the size of your book and the name of your processor. We bring the environment and the numbers.
305-954-7362 · [email protected]