Congregation software that handles the giving too
Dues, donations by fund, pledges, tickets to the dinner and receipts for all of it, on one family record. Qualified 501(c)(3) organizations are boarded at the card networks' charity interchange rates, meaningfully lower than standard credit-card rates.
One ledger for the whole community
A congregation is several organizations at once: a membership with dues, a giving operation with pledges and appeals, often a school, a hall with event billing and a small staff. Each family gets one account that shows all of it. Churches, ministries, temples and general nonprofits use this edition as it ships; shuls run on 613OS.
What the AI does for a congregation
Describe the rule once in plain English. The workflow builder assembles it and asks before switching it on.
More of every gift reaches the mission
Nonprofits pay less for cards, and should. Qualified 501(c)(3) organizations can be boarded at the card networks' charity interchange rates, which are meaningfully lower than standard credit-card rates; we confirm eligibility per organization at underwriting. Dues and large gifts move by ACH at a flat per-item fee instead of a percentage. Donors can cover the fee at checkout, and many do when asked.
- Charity interchange rates for qualified 501(c)(3) organizations, confirmed at underwriting
- Flat per-item ACH fee for dues and large gifts; the organization decides whether the payer covers it
- Returned payments: the processor's return fee passes through at cost, with two automatic retries
- Donor-covered fees as a checkbox on every giving page
- Card on file for monthly dues and recurring gifts, with smart retries
- Tap-to-donate kiosks, countertop terminal at the office, pay links for everything else
- Each congregation holds its own merchant account, in its own name, with our processing partner
Everything we accept, A to Z →
Payroll for your staff runs on the same login — see payroll.
Interchange plus one small, disclosed margin; we show you the math on your statement. Your stored cards and donor records move with you as tokens and exports if you ever leave.
One login instead of ten
Typical for a congregation of 300 to 800 families. Send your list and we'll map it.
Which plan a congregation picks
Most congregations run on Pro at $299/mo ($249/mo billed annually): giving pages by fund, pledges, memberships, email and SMS to the whole community, workflow automation, the AI receptionist and unlimited users for staff and committee volunteers. Pro is credited back at higher processing volumes. Basic is $99/mo, and while you process with Merch FinTech we credit it back on your monthly processing statement, so the software is on us; it fits a small congregation that needs dues, donations and receipts. Compare plans. Need it built around how you run? Custom builds from $1,999.
Shuls and Jewish nonprofits: see 613OS, our dedicated edition for Jewish institutions, which replaces ShulCloud and carries the school, the shul and the camp on one family account. Churches, ministries, temples and general nonprofits use this edition.
Questions from congregation offices
Can donors cover the processing fee on their gifts?
What is charity interchange, and do we qualify?
Can one family account carry dues, school tuition and event charges?
We're a synagogue. This edition or 613OS?
Are receipts and year-end statements automatic?
Put the whole community on one account
Send us a processing statement and your dues schedule. We'll show you the charity-interchange math on your own numbers and the plan that fits.
305-954-7362 · [email protected]